PACK 19 · MORTGAGE BROKER / SUB-BROKER · ALBERTA / EDMONTON METRO

Build a mortgage broker practice with realtor partnerships from Day 1.

1 productive realtor partnership = 4-8 closed mortgage files per year = $4-8M in volume. Bit Rage's AI Lead Generation & Pipeline Agent maintains your realtor partnership CRM, your renewal pipeline (every closed file's maturity date), and your Bit Rage cross-pack referral pipeline. Plus AI Lender Selection across 30+ lenders, FINTRAC-compliant client identification, and 9 customer-facing AI agents.

$25-160k+
Yr-1 Take-Home
~1,000-1,500
New/yr in Canada
7/10
Replicability
Pipeline-driven
Year 2-3 multiplier
Pilot pricing: $79 CAD/mo for first 3 months · regular $299 CAD/mo Standard · Income predictability better than real estate (files close in 2-6 weeks vs 30-90 days)

Four layers of value. One subscription.

From day one your Bit Rage subscription delivers four full layers of value tailored to mortgage broker / sub-broker.

LAYER 1 · BACK-OFFICE
Pre-licensing → brokerage sponsorship
RECA Mortgage Associate Program completion (~120-150 hrs). Provincial examination. Brokerage sponsorship (Mortgage Architects, DLC, Mortgage Centre, Centum, TMG). E&O through brokerage. AML training.
LAYER 2 · VERTICAL SOFTWARE
Application + lender + rate tech
Velocity (Filogix) or Finmo application portal via brokerage. 30+ lender access. BluMortgage or Top Producer CRM. RateSpy Pro for rate monitoring. Fuel card-equivalent fee programs.
LAYER 3 · CUSTOMER-FACING AI
9 AI agents that protect Year 1 cash flow
5 universal + AI Lead Generation & Pipeline (realtor partnership CRM + renewal pipeline + refinance opportunity detection), AI Application & Underwriting (document collection + GDS/TDS/stress test + lender selection optimization), AI Lender Relationship & Rate Comparison (30+ lender real-time + lender-specific underwriting rules database), AI Compliance & FINTRAC (client identification + source-of-funds + 5-year retention).
LAYER 4 · HUMAN OPERATOR
Human Operator on every FINTRAC verification
NATRIX cross-checks AML on every client. Quarterly compliance audit. Named human accountable.

The 11 AI agents working for your business

Bit Rage's customer-facing AI agents do real work — answering phones, qualifying leads, generating quotes, and the mortgage broker / sub-broker-specific work that creates outsized value. The agents work for you. You always have final approval.

UNIVERSAL · 1
AI Receptionist
Answers calls 24/7 in your brand voice. Books service visits. Handles FAQ. Routes urgent calls to you.
UNIVERSAL · 2
AI Lead Qualifier
Scores every inbound lead. Surfaces top opportunities each morning. Helps you focus on highest-value prospects.
UNIVERSAL · 3
AI Quote Drafter
Generates branded quotes within hours of inquiry. You review and approve with one click.
UNIVERSAL · 4
AI Scheduler
Manages your calendar. Books recurring services. Handles rescheduling. Sends confirmations + reminders.
UNIVERSAL · 5
AI Customer Success
Review requests, follow-ups, retention sequences, win-back. Keeps your customers coming back.
UNIVERSAL · 6
AI SEO & Local Search Manager
Google Business Profile optimization, weekly GMB posts, local citation building (HomeStars, TrustedPros, BBB, Yelp), keyword tracking, monthly SEO score, Schema markup, blog topic suggestions.
UNIVERSAL · 7
AI Social Media Manager
Daily posts on Instagram, TikTok, Facebook (3-5/day). Brand voice consistency. Hashtag optimization per platform. Story/Reel scheduling. DM triage — escalates real leads to AI Receptionist.
VERTICAL · 8
AI Lead Generation & Pipeline Agent
Realtor partnership CRM with engagement tracking. Renewal pipeline tracking (every closed file's maturity date). Refinance opportunity detection (rate drops, equity events). Bit Rage Pack 18 + cross-pack referral pipeline.
VERTICAL · 9
AI Application & Underwriting Agent
Document collection automation. GDS/TDS/stress-test calculation. Lender selection optimization (best-fit lender per file based on borrower profile + property + insurance). Reduces conditional period from 21 days to 7-12 days.
VERTICAL · 10
AI Lender Relationship & Rate Comparison Agent
Real-time rate monitoring across 30+ lenders. Lender-specific underwriting rules database. BFS / non-prime / private lender options. Lender concentration alerts.
VERTICAL · 11
AI Compliance & FINTRAC Agent
Client identification verification. Source-of-funds documentation. Suspicious transaction flagging. 5-year encrypted records. RECA + PIPEDA + CASL compliance. Quarterly comprehensive audit.

What you actually replace

Bookkeeping + GST (CAD/mo)$$200-500
BluMortgage / Top Producer CRM (CAD/mo)$$65-200
Application admin + document chase (CAD/mo)$$400-900
Lender comparison + rate monitoring (CAD/mo)$$150-400
FINTRAC compliance documentation (CAD/mo)$$200-400
Realtor partnership cadence (CAD/mo)$$200-400
Total replaced retail value $1,215-2,800 CAD/mo
Bit Rage subscription: Standard $299 CAD/mo · Pilot $79 · Customer ROI: 4-14x · subscription pays back in 2-5 weeks

What you get on Day 1

Setup completed in days, not months. Here's what's done for you:

5 pilot spots open for new mortgage associates in Edmonton metro.

10 questions. 72 hours. Open for business.